Wednesday, January 2, 2013

Merging Sources - Advantage or Not? - Family Tree Maker software ...

I have being adding quite a few individuals to my tree using Ancestry Hints, a combination of actual data records and details from other trees.

However, I have noticed it has created multiple entries in my "sources", for example, I have now two sources for the 1841 England Census, one has 20 citations and the other 8.

If I use the "merge" option, to replace one with the other - 1. Does this keep all the relevant information? 2. Is it wise to do this? 3. Does it matter if I merge A with B or B with A.

I am thinking I dont want to end up with multiple sources, as I am at the moment.

Source: http://boards.ancestry.co.uk/topics.software.famtreemaker/9298/mb.ashx

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2012's Buyer and Seller Insights from the National - Blog - Fort ...

The NATIONAL ASSOCIATION OF REALTORS? 2012 survey of home buyers and sellers provides insight into detailed information about their experiences with this important transaction. Here are the highlights from the report:

?39 percent of recent home buyers were first-time buyers, a slight rise from 2011, but closer to the historical norm of 40 percent.
?65 percent of recent home buyers were married couples?the highest share since 2001. Conversely there was the lowest share of single buyers since 2001.
?For 52 percent of home buyers, the first step in the home-buying process was taken online.
?The typical home buyer searched for 12 weeks and viewed 10 homes?a decline from 12 homes in prior year, which speaks to the tightened inventory in many areas.
?89 percent of buyers purchased their home through a real estate agent or broker, similar to last year?s report?a share that steadily increased from 69 percent in 2001.
?88 percent of sellers were assisted by a real estate agent when selling their home.
?Only 9 percent of recent sellers sold via FSBO sale.
?Approximately two-thirds of home sellers only contacted one agent before selecting the one to assist with their home sale.

At North Eastern Group Realty, we are prepared to assist our clients with their significant Fort Wayne real estate decisions. Our corporate commitment is to provide real knowledge, proven experience and professional, quality service to each client. To search all Fort Wayne homes for sale or find a Fort Wayne REALTOR, visit our website at NorthEasternGroup.com.

North Eastern Group Realty is Fort Wayne?s largest independent real estate company located at 10808 La Cabreah Lane, Fort Wayne, IN 46845.

Tags: Fort Wayne Homes for Sale, Fort Wayne Real Estate, Fort Wayne REALTOR

Source: http://blog.northeasterngroup.com/2013/01/02/2012s-buyer-and-seller-insights-from-the-national-association-of-realtors%C2%AE/

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Dividend Taxes - Business Insider

Most of the attention around the Fiscal Cliff has been focused on income taxes.

The way the deal went down, a tiny portion of American taxpayers ? households that earn more than $450,000 per year ? will see their income taxes rise modestly, from 35% to 39.6%.

Everyone else's income taxes will stay the same.

But that's not the whole story.

By not addressing the payroll tax, the Fiscal Cliff deal will also result in a tax hike for all working Americans, including those in the middle and poor classes. All income up to $110,000 will now be socked with a 2 point increase in the payroll tax, from 4.2% to 6.2%, which will pluck $2,000 out of the pockets of families making $100,000 a year.

Meanwhile, thanks to a deal on dividend taxes, the highest earning Americans have gotten a massive tax cut over the taxes that would have taken effect had a Fiscal Cliff deal not been agreed to.

Dividend taxes for households making more than $450,000 per year will rise from 15% to 20% (plus an additional 3.8% surcharge for Obamacare, to a total of 23.8%). But they won't rise all the way to 39.6%, which they were scheduled to rise to without a Fiscal Cliff deal. Meanwhile, dividend taxes for those earning less than $450,000 a year will remain at 15% (18.8% with the surcharge, for those with income between $250,000 and $450,000). So the richest Americans have dodged a big tax bullet.

Importantly, the dividend tax deal will disproportionately help the richest Americans:

  • 47% of all dividend income is earned by the 3.8% of American households that make more than $200,000 per year (2009 tax data).
  • Households that make more than $200,000 collect a total of $70 billion of qualified dividends per year (2009). This tax change will save these households about $14 billion a year vs. the pre-deal tax rates.
  • The top 400 highest earning taxpayers collect about $10 billion a year in dividends, or $25 million apiece. This tax change will save these folks a BOAT LOAD of money: About $2 billion in total, or an average of about $5 million apiece (2009 data).

In other words, the tax deal that Congress just agreed to will raise $125 billion from increased payroll taxes from all working Americans (poor and middle class alike), while saving the richest Americans at least $20 billion in dividend taxes.

Some of the folks who will save money on dividend taxes will obviously pay more on wage income, so there will be some balancing. But some won't.

So, be happy this morning, rich Americans!

This is a great deal for you!

SEE ALSO: DEAR AMERICA: Here Are Your New Tax Rates

Source: http://www.businessinsider.com/dividend-taxes-2013-1

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Realtor applauded for saving horses | OurValley.org

Sheila P. Miles, a real estate agent with Long & Foster realtors New River Valley office was honored with the 2012 Good Neighbor Award from the New River Valley Association of Realtors on Dec. 6. She received the award in recognition of her hard work and devotion to a horse rescue program, Winterfrost Farms, owned by her daughter.

Miles has always had a passion for helping horses that no one else wanted and instilled this in her daughter Reagan. From this passion came Winterfrost Farm and the program known as Ride-a-Rescue, which leads trail rides on rescue horses that have been nurtured back to health.

Sheila Miles (far left) leads a trail ride at Winterfrost Farms near Radford. Submitted Photo.

The program is designed to be a community activity that is fun and helpful at the same time. Not only do participants get to go out on trail rides, those rides also give a horse that once had no future, a future and a job.

The funds generated from the trail rides are then turned around and used for the care of the rescue horses including pasture and barn rental fees, vet bills, equipment and feed.

Miles? participation and contributions include giving riding demonstrations, leading trail rides, caring for equipment, feeding, putting up hay, fixing fences, administering medicine as needed, cleaning barns, hauling horses, and anything else that needs to be done.

In addition to the countless hours Miles devotes to rescue horses, she also participates in the annual Long & Foster United Way Campaign, the American Cancer Society Relay for Life, the Long & Foster Annual Community Service Days, supply and food drives and is active in her church.

?Sheila is very deserving of this award because she is always quick to lend a hand, her strong back and/or offer up a prayer for family, friends, and animals in need. She is dependable, kind and extremely loving,? said Long & Foster staff member Stephanie Slocum.

Source: http://ourvalley.org/realtor-applauded-for-saving-horses/

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Genesis, Sex, and Sexuality by Calvin Peronto ? SOMA

My intention in this paper is to examine sexuality in its proper context by viewing it within the created ideal, then to examine the distortions that take place, resulting from the fall. Often the topic of sexuality is enigmatic for the Christian community, and results in confusion at its mention. Now, sexuality in the world?s economy is glorified, boasted in, and used as a selling strategy for most everything. Yet neither confusion nor exaltation are satisfactory and both disfigure God?s created and recreated intention for sex and sexuality. Therefore, this paper will exegetically survey Genesis 1-3 and Romans 1:21-25, with the hope of moving toward a theology of sex and sexuality for the benefit of Jesus? bride. Masturbation shall also be examined; specifically in light of Romans 1, for this topic is hardly spoken of theologically. I do not desire to cast stones, nor do I want to be controversial, but rather I think that we must see what sin truly is and what it does to us and to our relationships with others. To that end, I write this first paper to view the deforming nature of sin regarding sex and sexuality. I hope to write a following paper that will examine sexuality within its re-created context, namely to inspect the sexual implications of having the image of God renewed in Jesus Christ, and how new life in Him changes the distortions of the fall, bringing about restoration, meaning and purpose for sex and sexuality.

Genesis 1

Chapter one displays with broad-brush strokes the movements of God in the making of the cosmos, culminating in the creation of man. Both the man and the woman, as the highest point of creation, were made in the image and likeness of God for the purpose of displaying God and being like him (vs. 26). Everything that men and women were to do was to be based on the substratum of the image ontology, as seen in their mandate to rule over all creation as vice regents under God the Cosmic King. Also they were to be fruitful and multiply, so that they may have offspring in their image, which still bears the divine, just as God made offspring bearing his own image. Man and woman were made to be in community, as their creator himself is a community. It is important to see the clear indication of the tri-unity of God in the deliberation to make mankind in his image in vs. 26. They were made sexually distinct as male and female (vs. 27), indicating likeness yet distinction and both are image bearers and equal with glory and honor (Ps. 8). This distinction magnifies the need of each to be in relationship with the other; individually they are incapable of fulfilling the mandate given them. God?s blessing upon the man and woman (vs. 28) provides the benevolent approval and also the necessary means of completing their mandate.

Genesis 2

This next chapter provides a closer look at the specific creation of the man and woman. The Lord God forms (yatsar) the man from the dust like a potter, while the woman is built (banah) as a complex structure; there is difference yet there is dignity in each person. The man was made in covenant with God with stipulations and also future blessings should he keep the covenant. Immediately following the commands given the man, God declares that it is not good for man to be alone (2:18); Adam needs a helper for covenantal faithfulness and obedience to the Lord in working the garden and keeping it. The ?helper? who is given to Adam is one who would be in covenant with him. Thus, there are two covenantal relationships in which the man is found: one with God and one with the woman. Both are closely connected and interdependent. Again, the approval of the institution of marriage is seen through the Lord God being the only active person in the creation of the woman and in the presentation of her to the man.

The narrator clarifies the union of the man and the woman in marriage, namely the separation from the closest physical bond prior to the sexual relationship. The language used for ?leave? in vs. 24, is harsh, for azab is commonly translated as ?forsakes? showing the force needed to sever familial ties. Following the act of severance is the holding fast to his wife, the commitment and steadfastness, which binds the two together. Thus the one flesh union is realized, being of the same body, not being complete without the other. This reality is seen in the sexual action of the relationship. The man and woman function together and are necessary parts to make the whole; their physical bodies cannot reproduce alone. While the result of sex is the bearing of children, only considering and valuing that end is to miss something very important. They literally become one flesh in sex, while they are one flesh figuratively in every other area of life. Here, in sexual union, they manifest being one; they experience being one flesh physically and enjoy giving love and life to one another. This chapter finishes with the declaration that they were naked. There is an unnecessary clarification, for the text says, ?and the two of them were naked, the man and his wife? as if the text were unclear. This is simply meant to indicate the gravity of the statement, for in a post-fall context nakedness always implies shame. But then, both were exposed before the other, vulnerable with the other and yet there was no shame.

These first two chapters provide the created ideal for man and woman; namely, to be working together for the service of the Lord in the Garden of Eden, which was where the Lord God himself was present. They were to reflect the very glory of God and were to eat from the Tree of Life and be confirmed, receiving sacramental blessing. These two chapters provide dignity and equality for the man and the woman, both with needs that the other could fulfill, as is seen in the creation of the woman as ?the helper fit for him.? All creation is considered very good and in its proper place, functioning as it should with mankind as the image-bearers of God being stewards over all creation. These two chapters set the perfect stage of the created good, closing with the vulnerable intimate nakedness of the primal couple as the final image of its perfection. This perfection is what would crumble through the arrival of cosmic distortion through sin and disobedience.

Genesis 3

This chapter displays sin?s entrance into the world and the destructive repercussions that affect the creation, which has been declared ?very good?. The woman is deceived and takes the fruit from the tree and the man eats with her. Because of the second person plural verbs in verses 1-5, it seems that Adam was present with Eve during the temptation without action. Immediately following, the fracture of the primal marital relationship is seen in the actions of the man and the woman, viz. the making of loincloths out of leaves to cover their nakedness. It is important to see that this is prior to the hearing of the Lord in the garden. This is the reaction of the couple to one another: the hiding of themselves from the vision of the other (vs. 7). Here, shame and guilt come to the man and the woman through their own disobedience. The most fundamental relationship in creation is shattered through their rebellion against God. The woman was taken from the naked body of the man and they were of the same flesh. They had obviously seen each other?s naked bodies before, but that was in the context of faithfulness and communion with God. Now, being estranged from him, they are consequently estranged from one another and so they seek to cover up their vulnerability. They cover the parts of their bodies which are the clear indicators of their differences, yet these differences are what make them necessary for the other in the fulfillment of God?s mandate given them. Thus, the hiding of their physical bodies shows the loss of union in the primal couple, and the loincloths signal the great divide between them as a result of their sin. Through their one act of disobedience the mandate given them by God has been undermined.

The Lord God then comes to confront the couple who hide because of fear. When Adam is questioned, his initial response is one of blame on the woman and possibly even blame on God: ?The woman whom you gave to be with me??(vs. 12). In this act of blame shifting the man seems to resemble the characteristics of the one later known as the ?The Accuser? more than his creator.? The Lord God inflicts the punishment of pain on the woman in the bearing of children, and he inflicts pain upon the man in the working of the ground (vs. 17). Also, take note that the punishment of the couple reveals brokenness in the ideal relationships between their respective sources. That is to say, the man was taken from the ground and was to eat from the trees of the garden (Gen. 1:29), but now the ground is cursed and from it the man will eat (vs. 17), also with the assurance of death (vs. 19). The woman was made from man as the perfect counterpart, out of his very flesh and bone and was named by the man. Now, because of the judgment of God as a result of their disobedience, the man and woman have a ruptured and disjointed relationship. In contradistinction to the two of them ruling together over all creation the woman will now seek to subvert the authority of the man and the man will rule over her (vs. 16). It is not my intention at this point to discuss gender roles greatly, however I think that it is clear that before the fall, both sexes had complete dignity and honor because they were distinct from each other with need of the other. However, I would caution the extrapolation of gender roles solely from Genesis 1-3, but would encourage the examination of key New Testament passages, which reflect on Gen. 1-3; such as Eph. 5:21-33; 1 Cor. 11:6-16 and 1 Tim. 2:9-14.? Yet here in the declaration of God, concerning the results of the fall, the woman will seek independence from the man and also power over him while the man would abuse his authority in the subjugation of the woman under his power.? It is clear that image-likeness, which consists of union and communion with the man and the woman, is economically broken; for the tasks given them requires the two persons unified in order for completion, yet sin turns the two parts of the whole against one another bringing the fulfillment of the creation mandate to a startling halt.

Yet amidst the wreckage of the fall there is grace as seen in the Lord God making garments for Adam and Eve. The Lord God provides for the man and the woman coverings more adequate than the fragile leafy loincloths. Their new clothes enable them to function better than being without?foreshadowing the sacrificial system of the Mosaic Law (vs. 21). In addition to grace, there is also promise of the seed of the woman who will crush the head of the serpent (vs. 15).

So, although there are immediate and devastating consequences to the fall, future victory is assured through the promise to the Serpent of the Coming One. This chapter closes with an image of dissatisfaction and disappointment, for though the man and woman have the promise and the better garments made from skins, they are still driven from the presence of God in the Garden of Eden. Furthermore, they are prevented from reentry by a cherub with an ever-turning flaming sword to guard the way to the tree of life (vs. 24). Therefore, there is incredible anticipation for the fulfillment of the promise when the Serpent would be crushed and when the way back to the created ideal of the Garden of Eden would be provided. Certainly this anticipation also extends to the recreation of the man and the woman and the restoration of the image ontology.

Masturbation

Now that this history has been viewed I would like to examine one aspect of the sexual implications of the fall: masturbation. God?s good intention for the primal couple was that they should bear children in their own and his image-likeness, as a result of the love that they have for one another, of which sex is a sign and seal. It is clear that this was the context in which sexual relations were to be had, that is, in the marital union between a man and a woman. Now, with this foundation laid, I will discuss masturbation in the context of Romans 1:21-25.

Just prior to this passage, Paul describes the noetic effects of sin and unrighteousness, into which every person is born. Verses 21 and 22 form a transition from the intellectual posture of the rebellious man to his further degradation as a result of the fall, specifically understood in image-likeness language. Mankind, though knowing the immortal God, exchanged his glory (vs. 22). The glory of God was originally what the man and the woman were to be and to participate in, but now mankind has as their economic purpose self-reflection. Mankind now considers their own image-likeness to be their goal, though the folly of this exchange is evident in the adjectives: immortal God and mortal man (vs. 23). Here, as a result of self-worship, man?s purpose is turned inward with the lusts of their hearts and the dishonoring of their bodies; they serve themselves instead of God their Creator who is alone worthy to be worshiped (vs. 25). Therefore it is not difficult to see how masturbation is a result of the atrophy of the human person through their exchange of image-likeness for self-idolatry and worship.

Masturbation is the taking of physical pleasure, for self-worship, outside of the God ordained, covenantal context. It is motivated by the lusts of the heart, the craving and desire to be pleased, manifesting the foolishness and darkness of the human heart, which truly considers itself worthy to be worshiped. Sex was to be between two people and sexual pleasure was only to be received by the individual as they gave it to their spouse. Sex was the physical manifestation of the love one had for another with the goal of imaging God in their union and reproduction, which is life giving, though now masturbation is the physical manifestation of the love of self. It was the seal that forged deeper intimacy and further developed trust and commitment, something to be shared, but now masturbation is the outworking of pride and the stroking of ones egotistical idolatry. When one masturbates, the proper role of sex is destroyed; they continually subvert God?s institution and God himself as the only one worthy of worship, for the worship of the self is most incredibly displayed in this act. The enjoyment of the marital union is soiled and the image-likeness of God, which was mankind?s, is forsaken?as though it were beneath us.

It is important to see that the action itself, regardless of motivation, is disfiguring sexuality as God intended, for sexual pleasure was never to be singularly received. Furthermore, even if one is not thinking impure thoughts while masturbating, their motivation will always be selfish, for sex was intended to be reciprocal action between two people. Yet masturbation is devoid of another person and therefore is contrary to the image-likeness, which was given man and woman in creation. Do recall that the man and the woman were made to physically ?fit together? and were to be unified in order to fulfill God?s mandate and thus image God. Furthermore, although masturbation is a solitary action oft done in secret, it must not be thought that there are solitary consequences and repercussions. To put it plainly, masturbation does not just affect the sole participant because when one member of the body distorts itself, the other members will reap the consequences. We must consider the corporate consequences of this supposedly secret sin.

Conclusion

It has been my intention in this reflection to be beneficial by properly framing our understanding of God?s intention in the creation of sexuality. The church must not remain silent regarding sexual issues. We must understand the proper context for sex, and thus consecrate it and our bodies, as they are the members of Christ and the temple of the Holy Spirit (1 Cor. 6:15-20).

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Source: http://somajournal.wordpress.com/2012/12/31/genesis-sex-and-sexuality-by-calvin-peronto/

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Tuesday, January 1, 2013

Nail Biting ? A Terrible Compulsion You Can Swiftly Break With ...

Nail biting is related to peel picking and hair pulling. These behaviours are labeled as Obsessive-Compulsive Disorders. Nail nibblers keep their hands behind their backs or in their pockets. Nail biters often feel social humiliation and experience out-of-control feelings at times. At times they may ask why they are not able to stop biting and they regularly query irrespective of whether or not they are sane.

Biting often happens when folk are in one of two modes. Some nail biters do it in an automated way, as if they are in some kind of changed state and not particularly considering what they are doing. It?s regularly when they're engrossed in some other activity at the exact same time such as talking on the phone or watching Television, etc. For others, their main activity at the time is the actual picking or biting, and they will customarily interrupt their other activities to become involved in it.

There is a robust commonality seen in the numerous purposes behind nail biting, skin picking and hair pulling. At a very basic level, these symptoms satisfy an urge. Many report a uncontrollable compulsion to do them. Pulling, picking or biting also seems to deliver a nice or relaxed sensation.

When sufferers feel a little bit stressed, doing these things has a form of relaxing effect on their nervous systems and reduces levels of kick. From another standpoint, when they are bored or inactive, they seem to provide a needed level of stimulation to the nervous system. This could account for why so many folk who dislike doing them find it so hard to give up these behaviors. It simply ?feels good? at the time no matter what.

Even though you have got more than one of these issues, do not throw in the towel on yourself. These symptoms can be overcome if you've got the motivation. More important is learning to ?de-stigmatize? yourself. You aren't mad, powerless, morally weak or totally out of control, although you may feel just like you are sometimes. Once you realize that you're simply a person who simply happens to have a bad habit, you can make some serious progress.

Skin picking and nail biting are prolonged Problems, so there's not currently a ?cure? but you'll find a recovery if you are content to work at it. Hypnosis for nail biting is composed of 3 parts.

Treatment For Nail Biting

Straight off nail biting is a frightened habit. So that the first part of the care is to teach the nail biter how to be more relaxed at all points. To that end, I've found that normal hypnosis, Ericksonian hypnosis, and NLP techniques are usually quite effective. That is due to the fact that the essential nature of hypnosis is relaxation. The biter can learn to apply 1 or 2 different strategies to extend both the relaxed state, as well as his/her general sense of relaxation and well-being.

The second part teaches the biter awareness of this comatose habit. Suggestions are given to the comatose mind to make the consciousness aware that you are just about to bite your nails. Then you get to consciously decide whether or not you're going to bite them.

There are also a number of other potent hypnosis and NLP techniques. As an example , we are able to help the customer to set up an ?Anchor? or trigger so that he/she'll temporarily psychologically step outside of him/individually. This is a good strategy that will quickly relieve the compulsion.

The third part of the hypnotherapy is to eliminate the compulsion to bite. There are hypnotic techniques that really program the client with a compulsion to not bite.

With this behaviour, being practical is very important. First, you have practiced the unwished-for behaviour hundreds or maybe thousands of times. It is important to accept that the need to chew your fingernails won't be overcome in one or two days.

Second, you are fighting the indisputable fact that biting your nails feels good, and it offers a lot of short term satisfaction and either kick or soothing feelings. It can take time to overcome, but it'll be worthwhile. My experience has shown numerous strategies to be very effective!

Rick Smith is a Consulting Hypnotist with MindRelease Hypnosis London who help individual the correct way to overcome bad habits.

Source: http://www.mylife-coach.net/6766/nail-biting-a-terrible-compulsion-you-can-swiftly-break-with-hypnosis-nlp/

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Housing equity injection lowest since Q1 2010

LONDON (Reuters) - Britons' mortgage repayments exceeded new borrowing during the third quarter of 2012, but by the smallest margin since early 2010, figures from the Bank of England showed on Monday.

The net injection of housing equity totalled 8.043 billion pounds in the third quarter, equivalent to 2.9 percent of post-tax income - down from 9.439 billion pounds in the second quarter and the lowest figure since Q1 2010.

Before the financial crisis, rapidly rising house prices enabled some British households to boost their spending by remortgaging their properties and withdrawing some of their increased housing wealth.

Since the financial crisis, which caused British house prices to fall by around a fifth, this has ceased to be an option.

"The further substantial net injection of housing equity in the third quarter of 2012 suggests that there is an ongoing strong desire ... of many people to improve their personal financial balance sheets given high debt levels and still serious concerns over the economic situation," said Howard Archer, chief UK economist at IHS Global Insight.

However, the Bank has said net injections of housing equity mostly reflect a lower number of house purchases and new mortgages, rather than existing home-owners paying back their mortgages faster.

In August, the Bank opened its Funding for Lending Scheme, which aims to boost mortgage and business lending by offering banks and building societies cheap finance.

Mortgage approvals in Britain were 1.5 percent lower on the year in November, numbering 33,634, seasonally adjusted data from the British Bankers' Association showed last week.

A Reuters poll this month showed British homeowners will have to wait a long time before they recoup losses from the last few years on their properties as a weak economy and high unemployment keeps demand in check. The median forecast was for UK house prices to rise 0.6 percent in 2013, having dropped by the same amount this year.

(Reporting by David Milliken; editing by Stephen Nisbet)

Source: http://news.yahoo.com/housing-equity-injection-lowest-since-q1-2010-105045040--sector.html

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